The Cash Account is a retail deposit with Macquarie, created to be a companion account to your managed fund. 

The one account allows you to move funds in and out within an environment of complete visibility and control.

Online flexibility and control
Our online Electronic Banking service helps you stay in control of your cashflow 24 hours a day, seven days a week.
• View your available balance and statements online,
including your annual tax summary.
• Transfer funds easily to any Australian bank account.6
• Setup recurring payments.
• Pay your bills using BPAY.
• Transfer money overseas.
• Download an audit report.
• Update your Cash Account details

Efficient cashflow management strategies
The Cash Account provides services and reporting tools to make it simple for you and your Financial Services Professional to monitor and manage your cashflow in one central system, which means you may reduceaccount fees incurred elsewhere. You and your Financial Services Professional can have a comprehensive view of your position and act on investment opportunities immediately.

The centre of your investment portfolio
The one account allows you to move funds in and out within an environment of complete visibility and control. The Cash Account offers an efficient way to facilitate your investments. With an extensive range of features and services, the Cash Account may be the ideal cash account for consolidating your cash and establishing an efficient cashflow management system.

An investment in the cash account intended to suit an investor primarily seeking capital security. The investment may suit the defensive asset allocation of your total portfolio.

Government Guarantee - The Cash Account is a retail deposit with Macquarie and is eligible for coverage under the Australian Government’s Financial Claims Scheme (Government Guarantee).

Greater visibility to help you act quickly on investment opportunities as they arise - Your Financial Services Professional can view your Cash Account online and help you act quickly on investment opportunities as they arise.
Give your accountant viewing access to your Cash Account so they can download your current and historical transaction reports themselves.

The perfect companion for your self managed super fund (SMSF) - Simplify the extensive administration responsibilities that come with having an SMSF: the Cash Account is an ideal cashflow management system for your SMSF, providing the flexibility and control to help you manage your fund’s transactions all fund transactions appear on one consolidated statement, simplifying super fund accounting, tax returns, end of year auditing and long-term record keeping download current and up to 10 years’ worth of historical statements online access personalised audit reports online.

Interest - For the current interest rate(s) applicable to you, please visit macquarie.com.au, contact your Financial Services Professional or check your statement. Your interest is calculated daily and paid monthly. Refer to section 5 of the Terms and Conditions for more details.

How do I access my Cash Account? - Manage your cash 24 hours a day, seven days a week1 via Electronic Banking (including Online Banking, Mobile Banking or Telephone Banking). With just a couple of clicks you can set up online banking at macquarie.com.au or by downloading the Macquarie Mobile Banking app (IOS or Android), and accepting the Electronic Banking Terms 
and Conditions.

Authenticator app - The Macquarie Authenticator is a mobile app which provides an extra layer of security that helps protect your account and personal information. The app sends actionable push notifications for you to approve or deny online transactions and account changes,or generate a unique one-time rolling code as an alternative authentication method. You can download the app on the Google Play Store or the App Store.

Deposits -

• Funds transfers
• Direct debits2
• New Payments Platform (NPP) Payments
• BPAY® (Biller code 667022)
• Cheque – you can deposit cheques at any branch of the National Australia Bank (NAB) 
  or at Macquarie offices. Refer to Adding to your Cash Account for further details.

Withdrawals -

• Funds transfers
• BPAY
• Direct debits
• NPP Payments3
• Personalised cheque book
• Bank cheques4Overseas transfers5

How we invest your money

The Fund is a cash account. All cash is invested with Macquarie Bank Limted

Strategic asset class allocation

• Cash: 100%