With an IOOF Essential Pension account, you can select an investment strategy using one convenient administration facility. This includes having access to:

• Investment choice – Choose from a range of multi-manager and sector investment options which provide you access to a spread of different asset classes designed to meet investment objectives. For further details about the investment options available please refer to the Investment Guide and Investment Menu.

• Competitive fees – Our fee structure is transparent, all clearly visible and there’s no bundling. All fees are paid from your Cash Account, so it’s easy for you to see exactly what is being charged at any time.

• Full-featured online portal – Securely manage and view your account anytime. IOOF Online gives you access to a range of information including your portfolio summary, record of transactions, account information, statements and reports. You can access multiple accounts using a single sign-on and the same email address. You can even use it to update your beneficiary nomination or contact details.

Choose what is right for you

The investment options available vary in:
• level of risk
• investment objectives (goals)
• strategies (ways of achieving those goals)
• types of assets in which investments are made.

This allows you to invest in a range of investment options which may be diversified across different asset classes, fund managers and investment styles. You can normally switch between different managed investments at any time. The list of managed investment options is set out in the Investment Menu. The list may change from time to time.