FirstChoice WS Pens - Perpetual WS Diversified Income
About this Fund
|FUND MANAGER||Perpetual Funds Management|
|ASSET CLASS||FIXED INTEREST|
The Option mainly invests in a diversified core portfolio of liquid credit securities.
To provide investors with regular income and consistent returns above the Benchmark over rolling three year periods (before fees and taxes) by investing in a diverse range of income generating assets.
|BENCHMARK||Bloomberg AusBond Bank Bill Index|
|FUND SIZE||Bloomberg AusBond Bank Bill Index|
|NO. OF HOLDINGS|
Benefits of investing with FirstChoice
FirstChoice is designed to help you achieve your investment goals and provides access to a wide range of managed funds from some of the world's most respected investment managers. FirstChoice provides you with exceptional value, service and choice.
FirstChoice is a leader in providing value for money. We provide what you want - a great platform at a competitive price.
Our brand is synonymous with service excellence. You will receive fast and personal service.
Over 130 investment options and over 70 investment managers give you real choice and diversity, across specialist boutiques and leading brands.
With FirstChoice, you can access a vast range of investment opportunities from well-respected Australian and international investment managers, including specialist boutique investment managers, across different asset classes such as shares, fixed interest, property and cash, all in the one place.
More than 130 ways to achieve your specific investment goals
FirstChoice has more than 130 investment options across different asset classes and investment managers so that you can tailor an investment portfolio to meet your needs.
You can choose from:
FirstChoice Managed Accounts are tailored investment portfolios managed by us in consultation with your adviser's dealer group, licensee or an appointed investment manager. Once you select to invest in a FirstChoice Managed Account, your portfolio will be regularly reviewed for you. For more details, you should consult with your financial adviser or refer to the FirstChoice Managed Accounts reference guide.
You can choose one option or a combination of different options. You can transfer your money into other options at any time.
When you are invested in FirstChoice, your money is combined with other investors' money in FirstChoice. Each FirstChoice option is a separate option within this superannuation fund.
Each option invests in an underlying pool' which is managed according to the option's objectives.
Each investment option has a different level of risk and potential level of returns.
Personal customer service every time
We understand that our success depends on our ability to provide you with great service - every time. We have some of the most dedicated and highly trained people in the market, and we constantly aim for exceptional service.
No waiting for reports and statements
Instead of you waiting weeks for annual reports and tax statements, FirstChoice provides you with consolidated reporting at least twice a year, which will give you a complete picture of all your investments and a summary of all your transactions.
FirstNet makes it easy
You can also access up-to-date information on your investments at any time via our secure internet site, FirstNet. FirstNet e-Post is the fast and secure way to submit original forms and requests via FirstNet, our secure online service. You no longer need to post the originals, saving you time and effort. You will receive an instant email confirmation when you submit your request and a reference number. You must only submit original forms.
Receive informative material
As an investor in FirstChoice, you can look forward to receiving:
Perpetual Investment Management Limited (Perpetual Asset Management Australia) is a dynamic, active manager, offering an extensive range of specialist investment capabilities including Australian and global equities, credit, fixed income, multi-asset as well as environmental, social and governance (ESG), designed to help meet the needs of clients across Australia and New Zealand. Perpetual Asset Management Australia is part of the Perpetual Group, which has been in operation for over 130 years. As one of Australia’s longest serving and most trusted investment managers, with $24.7 billion in funds under management (as at 30 June 2021) our longstanding commitment is to deliver superior outcomes over the long-term for our clients.
How your super account works
FirstChoice Personal Super is an accumulation super fund. This means that each member has an account balance with money flowing in and out of the account.
When a contribution is made to your account, the contribution is used to purchase units in your chosen option. For example, if you make a contribution of $100 and the entry unit price for your chosen option is $1.00, then you will receive 100 units.
The value of your units may fluctuate due to the receipt of investment income and/or changes in the value of the underlying assets held in each option (except for FirstRate products, where the number of units changes as a result of the payment of interest). The unit price you receive may also be affected by other factors such as the payment of tax and other fund costs from the assets of the fund. Other costs that relate specifically to you, such as the payment of insurance premiums, adviser service fees or licensee service fees, may also be deducted from your account via the withdrawal of units. This means that your account balance can fluctuate on a daily basis depending on market movements, the costs of running the fund and any expenses that relate specifically to your account.
How your pension account works
When you commence your pension, you are issued units in the investment option(s) you select. The value of units fluctuates as a result of changes in the value of the underlying assets or as a result of costs reflected in the unit price (except for the FirstRate options, which are deposits with the Bank and the value changes as a result of the payment of interest). This means that your account balance can fluctuate on a daily basis depending on the value of the units which you hold in your account.
The unit price you receive is the unit price which applies on the day we receive a completed request, provided the request is received before 3pm, Sydney time, on any NSW business day.
How we invest your money
The Option manages risks through an active and risk aware investment process which mainly invests in a diversified core portfolio of liquid credit securities. Perpetual believes these assets provide investors with protection in times of market stress. Perpetual seeks to enhance returns by taking more risk whether that be in maturity, credit rating or subordination. The Option can also invest in alternative income generating securities. This approach is Perpetual's preferred method to deliver investors the highest possible risk adjusted returns.
(Asset class: Range / Benchmark)