OneAnswer Frontier Personal Super and Pension enables you to tailor an investment solution to help you achieve your retirement goals by offering you:

• Choice and flexibility through an extensive range of carefully selected investment options and other features. Our wide range of investment options help you to diversify your investment and gain exposure to a range of asset classes, fund managers  and investment styles. You can build your portfolio by investing or switching into investment funds managed by a range of leading Australian and international fund managers. OneAnswer also offers the OptiMix investment funds where a number of complementary investment managers are selected and combined to manage the underlying funds within each asset class.

• Convenience and control through extensive services, including a regular investment plan (Personal Super only), auto-rebalancing and dollar cost averaging plans. In OneAnswer Frontier Pension you also have access to convenient pension payment options. You can choose to receive regular pension payments with a range of different payment options available. You can also track and manage your OneAnswer account online. 

• Protection for those closest to you by packaging insurance cover within super and paying for Life and/or Total and Permanent Disablement (TPD), Income Secure and Extra Care cover offered through OneCare Super from your OneAnswer Frontier Personal Super account. If you choose to SuperLink TPD cover you can maintain the benefits of holding cover inside super whilst accessing more benefits and features that sit outside super.

OneAnswer Frontier Personal Super and Pension offers you access to a wide range of investment funds, asset managers and asset classes. There are over 80 carefully selected investment options that you can choose to invest in. You must choose the investment option(s) you wish to invest in; we will not select one for you. We cannot proceed with your application if an investment option is not selected. 

As your financial objectives change over time you can switch to other investment funds. You can switch between investment funds online any time using Account Access at onepath.com.au or by completing a Switch Form which is also available at onepath.com.au/superandinvestments. You can switch as many times as required, as your needs change. 

Benefits of OneCare Super cover

Protect those closest to you by packaging insurance cover with your superannuation.

Insurance cover is available through OneCare Super. OneCare Super provides Life and/or TPD, Income Secure and Extra Care Cover. You can also access cover that sits outside of super, this is called SuperLink. SuperLink allows you to link your Life or TPD cover held inside super to cover that is held outside super. This arrangement allows you to access more benefits and features that do not meet a condition of release inside super.

However, any premium payable outside super cannot be paid from your OneAnswer Frontier Personal Super account and must be paid from non-super money.

Premiums are payable for cover provided through OneCare Super and you can nominate to have them directly transferred from your OneAnswer Frontier Personal Super account. You can apply for this cover by following the instructions in the OneCare Super PDS.

Applications must be made through a financial adviser.