Benefits of investing in the Vertium Equity Income Fund

• Proven, long-term track record: gain access to the team's extensive Australian equities investment management capabilities and specifically their equity income expertise.

• Regular income: potentially receive higher levels of income than the equity market and a traditional defensive investment portfolio, with the added advantage of franking credits. Receive income quarterly at the end of March, June, September and December.

• Capital preservation: have the opportunity to preserve capital through Vertium's prudent risk management and cautious approach that prioritises managing downside risk.

• Investment growth: gain exposure to the inherent income- producing abilities of quality companies which have the potential to deliver capital growth.

Risk level

Medium to High

Investor suitability

• Investors drawing down on their savings, such as retirees.

• Investors seeking lower-risk equity market exposure, such as pre-retirees.

• Investors seeking an active investment approach with an investment horizon of five years or more.

About the Fund

Suitable for investors looking for lower-risk equity market exposure or those drawing down on their savings, we invest the Vertium Equity Income Fund in quality Australian companies with attractive valuations that pay consistent and sustainable distributions with the aim of delivering you more income with less risk and greater returns than the Australian share market.

The Fund is designed to provide an attractive income stream of 6-8% p.a. through the market cycle, with a focus of lowering the risk and magnitude of any drawdown of capital.

Investment objective

The Fund aims to achieve superior outcomes across three investment objectives:

1. Greater income than the S&P/ASX 300 Accumulation Index (after fees) yearly
2. Lower absolute risk than the S&P/ASX 300 Accumulation Index yearly
3. Greater total return than the S&P/ASX 300 Accumulation Index (after fees) over rolling five-year periods

How we invest your money

The Vertium Equity Income Fund is invested in an actively managed portfolio of companies, hybrids and options listed on the ASX.

Vertium's investment process is based on using bottom-up fundamental analysis to determine the value of companies.

The cornerstone of Vertium's investment philosophy is loss avoidance, with the team's research process placing an enormous amount of effort in mitigating downside risks by attempting to pay less than the fundamental value of a security (margin of safety). Vertium will wait patiently and only buy stocks when the margin of safety is expected to be sufficient and sell stocks when the margin of safety disappears.

Asset allocation

• Securities listed on the ASX: 50-100%

• Cash: 0-50%