IOOF WealthBuilder Capital Stable Fund
About this Fund
|FUND MANAGER||IOOF Investment Management|
|ASSET CLASS||INVESTMENT BONDS|
|INVESTMENT STYLE||The Fund invests in a broad range of investments including Australian and international shares and fixed interest securities, Australian listed property securities and cash.|
|INVESTMENT PROFILE||The Fund seeks to achieve a relatively high level of capital stability and moderate capital growth over the medium to long-term and provide a total return higher than the return of its Benchmark.|
|FUND SIZE||Custom composite|
|NO. OF HOLDINGS|
Benefits of investing in IOOF WealthBuilder investment bonds
WealthBuilder provides a number of benefitsto help build, manage and grow your savings.
A tax paid investment
A great range of investment options
Switching is easy
You can start with as little as $500
Flexible contribution options
You can easily invest in WealthBuilder by:
You can also choose our optional Regular Savings Plan Automatic Increase facility.
Access your money at any time
WealthBuilder allows you to save with the freedom to access your money whenever you need it through either:
Grow your wealth through borrowing
Great savings options for children
A simple way to provide for your family when you pass away
Low to Medium
The Fund may be suitable for investors:
About IOOF WealthBuilder investment bonds
The IOOF WealthBuilder investment bond is one of the leading investment bonds available today - and it has led the way since 1981.
Not only does it provide investors with a genuine solution for a wide range of investment needs, it also boasts a great range of investment options and product features together with competitive fees.
With the IOOF WealthBuilder investment bond, you can have the tax-effectiveness you need together with the flexibility and accessibility that you want.
What is IOOF WealthBuilder?
WealthBuilder is an investment bond for people looking to save or invest for the medium to long-term and provides a unique and simple solution for investment, tax planning and estate planning needs.
WealthBuilder provides access to a range of investment options1, but unlike traditional investment products, such as unit trusts, earnings from the investment bond are taxed in the hands of IOOF, rather than the investor. As a life insurance investment product, WealthBuilder also provides investors with the ability to nominate beneficiaries to receive investment proceeds in the event of death.
Depending on your needs and lifestyle goals, you can use WealthBuilder for a number of purposes, such as:
Whatever your needs and lifestyle goals, WealthBuilder can help you get there. It can meet the different needs of different people at varying stages of their life - we call it our multi-generational wealth solution.
You can select from a range of investment options, accessing quality investment managers and a mix of asset classes, providing you with flexibility and investment choice.
Who can invest?
WealthBuilder is open to a wide range of investors including:
If you would like further information about the policy owner and types of investors, please refer to page 7 of the PDS.
How we invest your money
The Fund invests in a broad range of investments including Australian and international shares and fixed interest securities, Australian listed property securities and cash.
Due to the capital protection objective of the Fund, it has a greater weighting to defensive income-producing assets such as fixed interest and cash and lesser weighting toward more volatile growth assets such as shares and property.
The Fund is authorised to utilise approved derivative instruments, subject to the specific restriction that derivative instruments cannot be used to establish asset allocation positions outside the approved ranges or to gear portfolio exposure (see pages 24 and 26 of the PDS for further information on derivatives).
When used for investment purposes, no more than 30% of the Fund can be exposed to derivative instruments as determined by their market equivalent exposure.
The Fund does not hedge against foreign exchange movements, although the underlying IOOF group unit trusts in which the Fund invests may do so.
(Asset class: Asset range / Target allocation)