IOOF WealthBuilder Capital Guaranteed Fund
About this Fund
Fund Detail
PDS | |
FUND MANAGER | IOOF Investment Management |
ASX Code | |
APIR | IOF0311AU |
ASSET CLASS | INVESTMENT BONDS |
INVESTMENT STYLE | The Fund invests in a range of Government and semi-Government bonds, bank securities, debt issued by corporations and asset-backed securities. |
INVESTMENT PROFILE | The Fund seeks to achieve security of capital including accrued annual bonuses and returns that exceed inflation over the medium to long-term. |
CURRENCY MANAGEMENT | Active management |
INCEPTION DATE | 01-04-1981 |
BENCHMARK | UBSA Bank Bill Index |
FUND SIZE | UBSA Bank Bill Index |
DISTRIBUTION FREQUENCY | N/A |
NO. OF HOLDINGS | |
FEES | 1.50% p.a. |
STRUCTURE |
Benefits
Benefits | Benefits of investing in IOOF WealthBuilder investment bondsWealthBuilder provides a number of benefitsto help build, manage and grow your savings. A tax paid investment
A great range of investment options
Switching is easy
You can start with as little as $500
Flexible contribution options You can easily invest in WealthBuilder by:
You can also choose our optional Regular Savings Plan Automatic Increase facility. Access your money at any time WealthBuilder allows you to save with the freedom to access your money whenever you need it through either:
Grow your wealth through borrowing
Great savings options for children
A simple way to provide for your family when you pass away
Risk levelLow Investor suitabilityThe Fund may be suitable for investors:
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RISK LEVEL | |
INVESTOR SUITABILITY |
Risks
Title | |
Detail |
Key Features
About IOOF WealthBuilder investment bondsThe IOOF WealthBuilder investment bond is one of the leading investment bonds available today - and it has led the way since 1981. Not only does it provide investors with a genuine solution for a wide range of investment needs, it also boasts a great range of investment options and product features together with competitive fees. With the IOOF WealthBuilder investment bond, you can have the tax-effectiveness you need together with the flexibility and accessibility that you want. What is IOOF WealthBuilder?WealthBuilder is an investment bond for people looking to save or invest for the medium to long-term and provides a unique and simple solution for investment, tax planning and estate planning needs. WealthBuilder provides access to a range of investment options1, but unlike traditional investment products, such as unit trusts, earnings from the investment bond are taxed in the hands of IOOF, rather than the investor. As a life insurance investment product, WealthBuilder also provides investors with the ability to nominate beneficiaries to receive investment proceeds in the event of death. Depending on your needs and lifestyle goals, you can use WealthBuilder for a number of purposes, such as:
Whatever your needs and lifestyle goals, WealthBuilder can help you get there. It can meet the different needs of different people at varying stages of their life - we call it our multi-generational wealth solution. You can select from a range of investment options, accessing quality investment managers and a mix of asset classes, providing you with flexibility and investment choice. Who can invest?WealthBuilder is open to a wide range of investors including:
If you would like further information about the policy owner and types of investors, please refer to page 7 of the PDS. |
Mandate
How we invest your moneyThe Fund invests in a range of Government and semi-Government bonds, bank securities, debt issued by corporations and asset-backedsecurities. A small percentage of the Fund's investments may be held in international fixed interest securities. The maturity structure of the Fund will be actively managed based on assessment of the prevailing macro-economic environment and the anticipated movement in interest rates. The Fund is authorised to utilise approved derivative instruments, subject to the specific restriction that derivative instruments cannot be used to gear portfolio exposure. It offers the highest level of security because of the secure nature of its investments and reserving requirements. Your original capital plus all allocated bonuses, less fees, are guaranteed by IOOF Ltd. |