Benefits of investing in the Insight Diversified Inflation Plus Fund

The Fund aims to deliver attractive, positive long term returns of 5% p.a. in excess of inflation over a rolling 5 year period. Benefits of investing in the Fund include:

• The Fund offers genuine diversification that goes beyond simple asset class holdings and is not reliant on market directional exposures to always be the prime driver of returns.

• The Investment Manager takes a dynamic approach to asset allocation and risk management for the Fund, with the aim of capturing most of the upside when markets are rising but avoiding most of the downside when they are falling.

• It is managed by a stable and focused investment team of portfolio managers deploying a transparent and robust investment process. The team is experienced and enjoys a strong track record in successfully managing similar strategies.

Risk level

Medium to High

Investor suitability

The Fund is only suitable for long-term investors.

The Fund is only suitable for medium-long term investors. seeking Capital growth, intended use of product from 1%- 75% asset allocation

About the Fund

• Based on core principles of diversification, dynamic asset allocation and downside risk management

• Combines actively managed directional risk (aiming to make money when markets go up) with actively managed less directional sources of return (aiming to make money whether markets go up or down)

• Exposure to equity, fixed income, real assets, total return strategies and cash

• Managed by a highly experienced team, with a transparent investment process and proven track record

About Insight Investment Management (Global) Limited

Insight Investment Management (Global) Limited ("Investment Manager) is a private limited company incorporated under the laws of England and Wales. It manages and advises on the investment of managed funds and is a subsidiary of Insight Investment Management Limited ("Insight) which is part of The Bank of New York Mellon Corporation. Headquartered in London, Insight has operations in the UK, US, Australia, Germany and Japan. Insight has been operating since 2002 and its goal is to solve the real investment problems faced by a broad range of clients, from pension funds and insurers to sovereign wealth funds and individuals. Insight is responsible for A$1,365bn in assets under management globally (as of 30 June 2021), of which A$39.3bn is managed for Australian investors, across multi-asset, currency risk management and absolute return strategies. The Bank of New York Mellon Corporation is a global financial services company in its third century of business, has approximately US$2.3 trillion (as at 30 June 2021) in assets under management and is a publicly listed company on the New York Stock Exchange (BK).

How we invest your money

The Fund seeks to deliver its objective through a dynamic asset allocation strategy involving several asset classes (including equities, fixed income securities and cash as well as commodities and property), primarily through direct investments, financial derivative instruments and investments in collective investment schemes. The Fund will also make tactical asset allocations as and when appropriate opportunities arise. The Fund will typically invest in a diversified and broad range of these asset classes. The Fund is not restricted in the asset classes it can invest in.

The Fund will generally invest by reference to macroeconomic themes, rather than by individual stock picking. The Fund will also take directional views on equity markets, equity sectors and themes, fixed income markets and on commodity and property indices, and can also express relative views (eg. on markets or indices) or may take positions on the volatility of indices.

The Investment Manager will seek to dynamically adjust the investments of the Fund according to the risk tolerances it will apply to the Fund. In so doing, it will seek to limit downside risk at the expense of some upside potential.

The Investment Manager believes that the Fund's diversified investment strategy should enable it to lower the Fund's risk profile relative to, and accordingly to have lower volatility than, traditional balanced funds.

Asset allocation

The Fund is not restricted in the proportion of the Fund that can be invested in any particular asset classes. However, the Fund will invest at least 80% of its assets in investments which the Responsible Entity reasonably expects can be realised for their market value within 10 days.

The Fund invests on a worldwide basis and will be generally diversified across a wide range of asset classes and investment strategies. It will aim to generate attractive returns and also limit the risk of losses by actively changing the mix of asset classes in which it is invested as the Investment Manager's views on their relative risk/return characteristics change over time. These views will be informed by both macro-economic factors and shorter term tactical views on the market.