The Fund will seek out and invest in competitive at-call deposits and in addition, may invest in fixed-term deposits with licensed Australian Deposit-taking Institutions (ADIs), including banks, building societies and credit unions

The Fund aims to produce a net (after fees) interest rate return for investors in excess of the Reserve Bank of Australia cash rate.

Benefits of investing in the DDH Cash Fund

The Fund, which is part of the DDH Investment Access Funds suite of Funds, offers you a range of benefits and features including:

Potential for income to meet your investment needs.

Investor flexibility as the Fund is open to both direct investors and indirect investors who wish to invest in the Fund via a master trust or a wrap service (i.e. a Service Operator).

Online account access is available for direct investors, which allows you to view account balances, recent transaction and distribution details. Indirect investors should make contact with their Service Operator.

Online resources including information and reports on topics such as performance history, asset allocations, unit prices, fund and market commentaries and updates as well as access to the necessary brochures and forms.

Ability to keep track of investments for direct investors by providing:

1. Distribution statements containing details of distributions
2. Transaction statements detailing your applications, withdrawals and balances (including unit prices)
3. Personalised annual taxation statements, providing all the relevant information you will need to complete your tax return
4. Upon request we will send you (free of charge) a copy of the audited financial reports of the Fund
5. Confirmation of your previous transactions and any other additional information about your investments by calling us on the number provided or via email at investments@ddhgraham.com.au.

Risk level

Low

Investor suitability

This may suit investors with a short to medium term investment horizon, seeking a steady and reliable income stream.

This may suit investors seeking stable returns with a low 
potential for loss of capital.

About the Fund

The DDH Cash Fund's objective is to allow investors to access the interest rate returns available from 'at-call' deposit accounts and term deposits held. As an interest rate only product, there are no capital growth components to the return to investors.

The DDH Cash Fund aims to produce a net (after fees) interest rate return for investors in excess of the Reserve Bank of Australia Cash Rate.

Some key features of the Fund are as follows:

• Competitive cash rate product with security of underlying bank deposit products rated at least BBB-

• Vanilla style investment

• Low risk/return profile

• Regular reporting and monthly distributions

• Low initial investment

• Regular savings plan (as low as $100 / month)

How we invest your money

The Fund allows investors to access the interest rate returns available from at-call and term deposit accounts held with Australian banks.

The Fund will seek out and invest in competitive at call' deposits and in addition, may invest in fixed term deposits with licensed Australian deposit-taking institutions, including banks, building societies and credit unions.

In order to gain exposure to the investment markets, the Fund may invest directly or indirectly via other unlisted trusts.

Asset allocation

• Cash: 100%