MLC MasterKey Unit Trust Horizon 4 - Balanced Portfolio
About this Fund
|FUND MANAGER||MLC Investments|
|INVESTMENT STYLE||The portfolio is broadly diversified across asset classes and investment managers from around the world.|
|INVESTMENT PROFILE||The portfolio aims to provide a return higher than its benchmark (before fees and tax) over four-year periods, while managing risk.|
|CURRENCY MANAGEMENT||Active management|
|FUND SIZE||Custom composite|
|NO. OF HOLDINGS|
Benefits of investing in the MLC MasterKey Unit Trust
Diversify to reduce volatility and other risks
The investment option may be suited to you if:
About the MasterKey Unit Trust
Whether investing for the long or short term, the MLC MasterKey Unit Trust helps bring your goals to life.
Whatever your needs, our extensive range of investments means you can build the portfolio you want.
Looking out for your interests
Who can invest
You can only invest in the MLC MasterKey Unit Trust if you're:
If you only hold a National investment option you can't switch to an MLC investment option and you can only switch to the same fee option of another National investment option.
How we invest your money
Investment markets are the main driver of the Trust's investment returns. The Trust's allocation to investment markets is shown in its benchmark asset allocation and ranges below. The benchmark asset allocation has a strong bias to growth assets and some exposure to defensive assets.
Our investment experts actively look for opportunities to provide better returns, or less risk, than those generated by the benchmark asset allocation and to manage the Trust's exposure to the risks of investing in markets. Our investment experts do this by:
Aims to outperform the benchmark, before fees and tax, over 4 year periods.
We aim to achieve this by actively managing the portfolio. This includes changing the portfolio's asset allocation to reduce risk if market risk is high. As a result of reducing the allocation to higher risk assets, there may be smaller losses than the benchmark in weak or falling markets and potentially lower returns than the benchmark in strong markets.
While the portfolio isn't managed to achieve a particular return above inflation, an average return of 4.75% pa above inflation (before fees and tax) is consistent with historical long-term returns from investment markets, using an asset allocation similar to the portfolio's. More information about long-term investment market returns is provided below.
Benchmark asset allocation and ranges
(Asset class: Benchmark asset allocation / Ranges)
Total defensive assets: 32% / 20%-40%
Total growth assets: 68% / 60%-80%