Benefits of investing in BT Investment Funds

Investment choice

You can choose from approximately 40 Investment Options. That means you can select from a number of different investment managers across different asset classes.

Flexibility

Your investment strategy and needs may also change from time to time, so it's important that your investment offers flexibility too. BT Investment Funds gives you the ability to quickly change your investment strategy by switching between different Investment Options as needed.

Services to make investing easier

You can check your balance, switch Investment Options and find out more about investing through our website (BT Online).

Features such as distribution reinvestment, our Regular Investment Plan and Flexi Payment Plan all make it easier for you to manage your money in a way that suits your financial situation, goals and needs.

Email or phone our BT Customer Relations team to get the answers to your questions.

seeking to achieve long term capital growth (after fees but before the consumer’s applicable taxes), through investing in an actively managed, diversified portfolio primarily invested in listed securities from around the world.

About the Fund

The Investment Option primarily invests in listed securities. The Investment Option will ideally consist of 70 to 140 securities that Platinum believes to be undervalued by the market. Cash may be held when undervalued securities cannot be found. The investment manager may short sell securities that it considers to be overvalued. Refer further to Disclosure Principle 8: Short selling' on page 14 of Platinum's PDS. The Investment Option will typically have 50% or more net equity exposure. Derivatives may be used for risk management purposes and to take opportunities to increase returns. The underlying value of Derivatives may not exceed 100% of the Net Asset Value (NAV) of the Investment Option. The underlying value of long stock positions and Derivatives will not exceed 150% of the NAV of the Investment Option.

Please refer to pages 13-24 of the PDS for more information on this Option.

Investment objective

To provide capital growth over the long-term by investing in undervalued companies from around the world.

About BT Financial Group

BT Financial Group (BT) is the wealth management arm of the Westpac Group. BT has been helping Australians create, manage and protect their wealth since 1969. Today, it is one of Australia's leading providers of superannuation, investment and insurance products.

In both Australia and New Zealand, BT provides a diverse range of investment choices, including funds managed by BT's own team and through alliances with global investment managers.

How we invest your money

The BT Investment Management Investment Options are managed by BT Investment Management (Institutional) Limited (BTIM) and by a number of external managers with complementary capabilities.

BTIM offers investors a range of investment choices including Australian shares and property securities, fixed income and cash, absolute return investments, international shares and property securities. To complement its in-house expertise, BTIM also partners with leading global and domestic investment managers.

Asset Classes and Asset Allocation Ranges

• International shares: 0%-100%
• Cash and cash equivalents: 0%-100%

The principal investments in this Investment Option are international equities. Cash and cash equivalents typically represents less than 40% of the fund's NAV. The Investment Option may invest in bullion and other physical commodities, but the total value of such investments at the time of acquisition will not exceed 20% of the NAV of the Investment Option.