Benefits of investing in the Martin Currie Sustainable Equity Fund - Class A Units

The Fund offers a number of significant benefits:

• exposure to Australian listed companies that the investment manager believes are undervalued and offer the opportunity for higher returns;

• professional management of your investment with an experienced investment manager;

• diversification benefits that would be difficult to achieve through direct investment;

• disciplined portfolio construction; and

• web-based reporting that includes performance, market commentary and portfolio strategy.

Risk level

Medium to High

Investor suitability

The Fund should be suitable mainly for investors seeking an investment in Australian shares with long-term financial goals.

About the Fund

The Fund seeks to provide consistently higher returns than the S&P/ASX 200 Accumulation Index throughout market cycles, without the risk of style-biased strategies, by investing in a diversified portfolio of securities based on a deep understanding of each company's valuation, direction and quality.

The investment manager's approach is premised on the philosophy that the Australian equity market is efficient over the long term, with stock prices ultimately reflecting the present value of future cash flows.

However, in the short term, the market's behavioural biases can create mispricing and divergence from fair value that can be exploited by a disciplined investment process.

The investment manager relies on complementary fundamental and quantitative research, and collective insights into the current investment landscape, to identify the most attractive opportunities.

Extensive fundamental research, quantitative research and disciplined portfolio construction are combined to produce an optimal balance between portfolio returns and active risk.

How we invest your money

The Fund predominately invests in Australian listed securities and may hold cash. The Fund aims to hold investments so that at the time of purchasing securities:

• exposure to individual securities is within ±4% of Benchmark weight;

• approximately 45 to 70 securities are held; and

• exposure to sectors (as determined by Martin Currie

• Australia) is within ±6% of Benchmark weight.

While the maximum holding of cash or cash equivalents is 10%, the Fund is intended to be fully invested in securities at all times with cash being held for liquidity purposes only.

The Fund may also use certain derivatives to implement investment decisions, to manage cash flows or to facilitate timely exposure to Australian listed securities. The Fund will not hold more than 20% of its market value in derivative exposure.

The Fund will not invest in securities issued by companies involved in:

1. the production or distribution of cluster munitions
2. the manufacture of tobacco products.

The Fund does not intend to borrow.