Benefits of investing in the Generations Series

Generations gives you straightforward investments all in one place that you and your adviser can easily access online.

Generations may suit you if you're after:

• a low-cost investment solution that's easy to use and understand

• choice of investments so you can build a portfolio to suit your strategy

• one place for super, pension and investments

• flexibility, and

• protection for you and your loved ones.

Here's what you get:

• access to world-leading fund managers

• simplified but comprehensive investment menu

• low minimum account balance

• all-inclusive prices with no unexpected charges

• online access to your account and transactions via North Online

• convenient and easy to use

• access to a financial adviser

• affordable and flexible insurance, and

• tax benefits.

About the Fund

The Generations investment options are only available through Generations Personal Super and Personal Pension and the Generations Investment Portfolio. You must apply to invest in Generations through the separate Generations Personal Super and Personal Pension PDS or Generations Investment Portfolio IDPS guide. These are available from your financial adviser, from northonline.com.au/generations  or by calling the North Service Centre on 1800667841.

Generations offers four types of investment options:

1. Six multi-manager diversified active options, which use a range of investment managers to provide diversification across asset classes, investment styles and investment managers
2. Three multi-manager diversified index options, which provide low-cost diversified investment across a range of asset classes
3. Three multi-manager sector options, which use a range of investment managers which invest in a single asset class to provide diversification across investment styles and investment managers, and
4. 22 single manager options that allow you and your financial adviser to tailor your own portfolio or to add further diversity to a multi-manager strategy.

This range of investment options provides you with access to some of the world's leading investment managers in a way that allows you to diversify your investments broadly across assets, asset classes and investment styles. Importantly, the investment options enable you to achieve this diversification while consolidating those investments in a single, easy-to-manage portfolio.

Investment Strategy

To provide exposure to a portfolio of highly rated cash and short-term fixed interest securities issued by government or bank entities. 

The option may be exposed to derivative instruments. Derivatives may be used for hedging and active investment purposes. The duration profile of the option is actively managed through the use of derivatives. The option may borrow to meet its short-term liquidity needs

How we invest your money

The fund holds a portfolio of money market and fixed interest securities, floating rate notes, derivative instruments and cash. The fund may invest directly or indirectly in securities and derivative instruments.

The fund may be suitable for investors who have short term investment goals.