Benefits of investing in the BetaShares Australian High Interest Cash ETF

• Attractive interest rate - aims to achieve interest rates that are competitive with at call' bank deposits and term deposits without the need for investors to open a bank account or lock up capital for extended periods

• Monthly distributions - providing regular income

• High level of security - the Fund holds Australian dollars in bank deposit accounts with one or more selected banks regulated in Australia by APRA

• Capital stability - unlike bonds (or bond ETFs) capital value will not decline in a rising interest rate environment

• Liquidity - available to trade on the ASX like any share

• Transparent - current interest rate, value of the Fund's assets and net asset value per unit available daily on our website

The Fund is likely to be appropriate for a consumer seeking capital preservation and regular income distributions from a portfolio comprising cash deposits with banks in Australia. The Fund can be used as a standalone, core, or small/satellite allocation to cash within a portfolio where the consumer has a short to long investment timeframe, low risk/return profile and needs daily access to capital. 

About the Fund

• Provides attractive and regular income distributions combined with a high level of capital security

• Assets are invested in bank deposit accounts with selected banks in Australia

Investment objective

The Fund aims to provide exposure to Australian cash, with attractive and regular income distributions that exceed the 30 day Bank Bill Swap Rate (after fees and expenses).

How to use this ETF in your portfolio

The Fund can be used to implement a variety of investment strategies. For example:

1. A core cash allocation
2. Income generation with a high level of capital security
3. Short term tactical cash allocations - park' funds in ETF in between investment decisions

How we invest your money

The Fund will invest all of its assets into bank deposit accounts maintained with one or more of the following banks in Australia:

• Australia and New Zealand Banking Group

• Commonwealth Bank of Australia;

• National Australia Bank Limited;

• Westpac Banking Corporation; and

• Any of their Australian subsidiary banks regulated by the Australian Prudential Regulatory Authority.

Additional banks may be added in the future at the discretion of the Responsible Entity if the Responsible Entity believes this to be in the best interests of Unitholders, provided they are regulated in Australia by APRA as authorised deposit taking institutions. Any additional banks will be notified to Unitholders and other market participants in advance via the ASX Market Announcements Platform.

The Responsible Entity will endeavour to ensure that the selected deposit accounts offer an interest rate that is attractive relative to rates being offered by other major banks in Australia for similar accounts.

The deposit accounts maintained by the Responsible Entity will be limited to "at call deposit accounts that allow the Responsible Entity to withdraw funds on a daily basis, combined with "notice deposit accounts that require a minimum period of notice for withdrawal (typically 31 days but not exceeding 90 days) and term deposit accounts with maturities of up to 90 days.