Benefits of investing in the Advance International Fixed Interest Multi-Blend Fund - Wholesale Units

The key benefits of the Fund are as follows:

• Income from international fixed interest exposure and enhanced performance through active management.
• A team of experienced and dedicated professionals actively looking after your investment.
• Effective risk management through diversification, investment management selection and ongoing monitoring.

• Cost-effective access to some of the world's best specialist investment managers.
• Access to information about your investment 24/7 on our secure client website at Investor Online enabling you to keep track of your investments.

Investor suitability

The Advance International Fixed Interest Multi-Blend Fund should be considered by more conservative investors or those with shorter investment timeframes as this asset sector is generally not as volatile as share markets.

About the Fund

The Fund is an actively managed multi-manager portfolio of international fixed interest securities and instruments. The securities are managed by investment managers selected by Advance. You can find the latest information about the investment managers on advance.com.au/pds.

Investment objective

To provide a source of income from international fixed interest exposure with a total investment return (before fees and taxes) that outperforms the benchmark over periods of three years or longer.

How we invest your money

The Fund invests in a wide range of fixed interest securities and investments, such as government, corporate and typically other international fixed interest securities.

Unless otherwise indicated, a reference in the PDS to a Fund, or (where applicable) an Underlying Fund, investing in a specific asset or asset class includes all types of investments which give exposure to that asset and related asset class, directly or indirectly, including through derivatives and investment in other funds, and through any type of investment which would ordinarily be understood in financial markets to be included in that class.

We have the right to make changes to the Fund at any time, and in some cases without prior notice. This could include closing or terminating the Fund, or amending its investment parameters, including the investment objective and strategy, investment manager(s), buy-sell spread or asset class allocation ranges and currency strategy (if applicable). We will inform you about any material change to the Fund's details in your next regular communication or as otherwise required by law. Details of any change will be available on advance.com.au/pdsupdates.