Benefits of investing in the Advance Cash Multi-Blend Fund - Wholesale Units

The key benefits of the Fund are as follows:

• Secure regular income, very low risk to changes in capital value and enhanced performance through active management.

• A team of experienced and dedicated professionals actively looking after your investment.

• Effective risk management through diversification, investment management selection and ongoing monitoring.

• Cost-effective access to some of the world's best specialist investment managers.

• Access to information about your investment 24/7 on our secure client website at Investor Online enabling you to keep track of your investments.

Risk level

Low

Investor suitability

The Advance Cash Multi-Blend Fund is ideal for investors seeking added diversification of risk and return with two underlying investment processes implemented by two different investment managers to create a truly blended solution.

About the Fund

The Fund is an actively managed multi-manager portfolio of international fixed interest securities and instruments. The securities are managed by investment managers selected by Advance. You can find the latest information about the investment managers on advance.com.au/pds.

Investment objective

To provide investors with a total investment return (before fees and taxes) that outperforms the benchmark over one year, maintaining liquidity, avoiding unnecessary risk and therefore seeking to maintain capital value.

How we invest your money

The Fund invests in various types of money market and short dated Australian fixed interest securities and instruments. Liquidity, credit and duration risks are managed by analysing the monetary policy cycle and other economic factors.

Unless otherwise indicated, a reference in the PDS to a Fund, or (where applicable) an Underlying Fund, investing in a specific asset or asset class includes all types of investments which give exposure to that asset and related asset class, directly or indirectly, including through derivatives and investment in other funds, and through any type of investment which would ordinarily be understood in financial markets to be included in that class.

We have the right to make changes to the Fund at any time, and in some cases without prior notice. This could include closing or terminating the Fund, or amending its investment parameters, including the investment objective and strategy, investment manager(s), buy-sell spread or asset class allocation ranges and currency strategy (if applicable). We will inform you about any material change to the Fund's details in your next regular communication or as otherwise required by law. Details of any change will be available on advance.com.au/pdsupdates.