Benefits of investing in the Advance Australian Fixed Interest Multi-Blend Fund - Wholesale Units

The key benefits of the Fund are as follows:

• Potential for income from Australian fixed interest
  exposure and enhanced performance through active
  management.

• A team of experienced and dedicated professionals
  actively looking after your investment.

• Effective risk management through diversification,
  investment management selection and ongoing
  monitoring.

• Access to specialist investment managers.
• Access to information about your investment 24/7 on
  our secure client website at Investor Online, enabling
  you to keep track of your investments.

Investor suitability

The Fund should be considered by more conservative investors or those with shorter investment timeframes, as this asset sector is generally not as volatile as share markets.

This product is designed for consumers who wish to:

- access professional fund managers to manage their investments
- access diversified and risk managed portfolio
- access single sector exposure to a portfolio of Australian fixed interest investments

About the Fund

The Fund is an actively managed multi-manager portfolio of international fixed interest securities and instruments. The securities are managed by investment managers selected by Advance. You can find the latest information about the investment managers on advance.com.au/pds.

Investment objective

To provide a source of income from Australian fixed interest exposure with a total investment return (before fees and taxes) that outperforms the benchmark over periods of three years or longer.

How we invest your money

The Fund invests in a wide range of Australian issued government, semi-government and corporate fixed interest securities and instruments. The Fund may also invest in debt securities issued by supranationals and non-Australian governments and corporates. All
foreign exposures are fully hedged to Australian dollars.

Asset Allocation

Defensive fixed interest and cash:  100%