The Fund targets a pre-tax return of 5% per annum above inflation, before fees and taxes, over rolling five-year periods.

Benefits of Investing with Perpetual Investment Funds

Perpetual Investment Funds are a suite of investment funds managed by Perpetual where you can choose to invest in:

• a single asset class fund(s), including Australian shares, global shares and fixed income

• a multi asset class fund(s) where we determine the allocation of investments between various asset classes.

This gives you the flexibility to structure an investment portfolio to best suit your needs.

This Fund Is designed for consumers who are seeking capital growth and preservation, have a Medium to High risk, an investment term of 3 years or more when seeking a pre-Tax return of inflation plus 5% per annum and/or have an investment timeframe of 2 years or longer for managing downside Risk, and are unlikely to need access to their capital within one week of request.

About the Fund

The Perpetual Diversified Real Return Fund invests across a range of strategies, regions and sectors. The Fund targets a pre-tax return of 5% per annum above inflation, before fees and taxes, over rolling five-year periods, while minimising downside risk.

Investment Approach

The Fund will invest in a diversified range of asset classes. The combination of assets held by the Fund at any time are those which we believe provide the greatest probability of achieving the target return over rolling five-year periods. Perpetual may adjust the Fund's asset allocation to respond to changing market conditions and/or to take advantage of new opportunities. 

In managing the Fund to meet its investment objective, the Fund may implement a considerable amount of its exposures via derivatives, and may include alternative and private market assets. 

Currency is managed at the Fund level, taking into account currency exposure arising from underlying investments. Currency management is used to either hedge currency for an existing position or create an exposure to a foreign currency. Net foreign currency exposure will be limited to 50% of the gross asset value of the Fund.

How we invest your money

Investment guidelines

• Australian shares: 0-50%
• International shares: 0-50%
• Property: 0-15%
• Fixed income and credit: 0-100%
• Commodities: 0-15%
• Other investments: 0-30%
• Cash: 0-100%

Investment in illiquid assets (see note 20 in the PDS) will be limited to 18% of the net asset value of the fund.