MLC Real Return Assertive (class A)
About this Fund
|MLC Asset Management
|The portfolio is broadly diversified across asset classes and investment managers from around the world.
Aims to deliver a return of 4.5% pa above inflation (after management fees and costs), subject to limiting the risk of negative returns over 7 year periods. This means there may be times, such as when interestrates are unusually low, when the Trustrequires an extended time period to achieve its return objective. In most circumstances the Trust is expected to provide positive returns over 7 year periods, although there will sometimes be negative returns over shorter periods.
|Consumer Price Index
|Consumer Price Index
|NO. OF HOLDINGS
|1.01% p.a. (including indirect costs) of the net asset value of the Trust
Benefits of investing
More confidence that you'll achieve your financial goals
We've designed the Trust to give investors more confidence that they'll receive a return above inflation over a three year timeframe, regardless of ups and downs in investment markets.
Most traditional diversified funds aim to match or outperform a market benchmark. However, even an above-benchmark return won't always be the return investors need, especially when markets are weak. Instead, the Trust's focus is maintaining and growing your real wealth.
We aim to achieve a return above inflation by carefully managing risk, particularly by avoiding the big losses that can set back an investment.
We focus strongly on managing the Trust's risk of negative returns over seven years, mainly through:
Although our investment experts carefully manage the Trust, we can't remove all risk that at times, the Trust may not achieve its objective.
A smoother path to your financial goals
Traditional diversified funds usually have tight asset allocation ranges. This prevents the manager making large adjustments to the mix of assets to manage changing market risk. It also means the fund's returns tend to reflect market movements.
In contrast, in managing the Trust our investment experts can move flexibly between asset classes to manage risk. This means we expect the Trust to perform better in weak markets than a traditional diversified fund. As there's a trade-off between risk and return, this may also mean the Trust lags in strong markets.
We anticipate the outcome for investors will be a pattern of returns that's smoother and less influenced by market movements than a traditional diversified fund.
A proven investment strategy
Since 2005, we have successfully used this flexible, outcome-focussed approach to manage an MLC Inflation Plus portfolio.
A market-leading approach to portfolio design
The approach we use to design and manage the portfolio recognises we live in a complex, changing world.
Key to our approach is a unique Investment Futures Framework, which guides our forward-looking approach to managing risk.
Our investment experts constantly explore the many ways events could unfold in markets worldwide and the potential impact on our portfolios.
Through this careful analysis, our experts discover changing risks and opportunities. We can then adjust the portfolio to manage the risks and capture the potential returns.
This means our portfolios are better positioned to deliver more reliable medium to long-term returns to investors.
MLC Real Return Assertive may be suited to you if:
The key aspects of the Trust’s investment
MLC's approach to investing
For over 30 years our investment experts have been designing portfolios using a multi-manager approach to help investors achieve their goals.
The four key aspects of this market-leading investment approach are:
How we invest your money
The key aspects of the way the Trust is managed are:
MLC expects that by managing the Trust in this way, movements in the Trust's value (both up and down) should be less significant.
Asset allocation ranges
TOTAL FIXED INTEREST & CASH: 0%-120%
TOTAL SHARES & LISTED PROPERTY TRUSTS: 0%-120%
TOTAL ASSETS: 100%-140%