The Fund invests in a diversified portfolio with an emphasis on Australian and international shares.

The Fund aims to provide long-term capital growth and income, and to outperform its benchmark.

Benefits of Investing with Perpetual Investment Funds

Perpetual Investment Funds are a suite of investment funds managed by Perpetual where you can choose to invest in:

• a single asset class fund(s), including Australian shares, global shares and fixed income

• a multi asset class fund(s) where we determine the allocation of investments between various asset classes.

This gives you the flexibility to structure an investment portfolio to best suit your needs.

This Fund Is designed for consumers who are seeking capital Growth and income, are open to high risk, potential volatility, an investment term of 5 years or more and are unlikely to need access to their capital within one week of request.

About the Fund

The Perpetual Balanced Growth Fund aims to:

• Provide long-term capital growth and income through investment in a diversified portfolio with an emphasis on
  Australian and international share investments
• Outperform the All Groups CPI + 5.0% pa (before fees and taxes) over at least five-year periods
• Outperform a composite benchmark (before fees and taxes) reflecting its allocation to the various asset types over rolling three-year periods.

Investment Approach

The Fund invests in a diverse mix of growth, defensive and other investments, with a focus on Australian and international shares.

Tactical asset allocation strategies may be applied, which involves the Fund adjusting its exposure to asset classes on a regular basis within the investment guidelines.

Currency is managed at the Fund level, taking into account currency exposure arising from underlying investments. Currency management is used to either hedge currency for an existing position or create an exposure to a foreign currency. Net foreign currency exposure will be limited to 50% of the gross value of the Fund.

How we invest your money

Investment guidelines

• Australian shares: 10-50%

• International shares: 10-50%

• Property: 0-15%

• Fixed income: 0-45%

• Cash and enhanced cash: 0-30%

• Other assets: 0-30%

Currency hedges may be used from time to time.

Derivatives and exchange traded funds may be used in managing each asset class.