Benefits of Investing with Perpetual Investment Funds

Perpetual Investment Funds are a suite of investment funds managed by Perpetual where you can choose to invest in:

• a single asset class fund(s), including Australian shares, global shares and fixed income

• a multi asset class fund(s) where we determine the allocation of investments between various asset classes.

This gives you the flexibility to structure an investment portfolio to best suit your needs.

This Fund Is designed for consumers who are seeking capital and income preservation, have a medium risk high return portfolio, an investment term of 3 years or more and are unlikely to need access to their capital within one week of request.

About the Fund

Aims to provide regular income and consistent returns above the Bloomberg AusBond Bank Bill Index (before fees
and taxes) over rolling three-year periods by investing in a diverse range of income generating assets.

Investment approach

The Fund’s approach to delivering returns and managing risk is through an active and risk aware investment process which invests in a diversified core portfolio of liquid investment grade credit securities. Perpetual believes these assets provide investors with protection in times of market stress. When the environment is supportive Perpetual seeks to enhance returns by taking more risk whether that be in maturity, credit rating, subordination or gearing. The Fund can also invest in alternative income generating securities such as mortgages, infrastructure debt and private debt. This approach to portfolio construction is Perpetual’s preferred method to deliver investors the highest possible risk adjusted returns.

How we invest your money

Investment guidelines

• Cash and investment grade securities: 75-100%

• Sub-investment grade securities and non-rated securities: 0-25%
• Gearing level: 0-25%

Derivatives may be used in managing the Fund.