MLC Wholesale Property Securities Fund

About this Fund

Fund Detail

PDS https://informedinvestor.com.au/view/pds/100114-2023-11-30-02:43.pdf
ASX Code
INVESTMENT STYLE The Fund is designed to be a complete portfolio for the Australian property securities asset class, using investment managers who invest and diversify across many listed Real Estate Investment Trusts and companies.
INVESTMENT PROFILE The Fund aims to deliver growth by using investment managers who invest and diversify across many companies.
BENCHMARK S&P/ASX 300 A-REIT Accumulation Index
FUND SIZE S&P/ASX 300 A-REIT Accumulation Index
FEES 0.68% p.a.



Benefits of investing in the MLC Wholesale Property Securities Fund

Complete asset class solution

The Trust brings together a specific combination of investment managers and is an easy way to gain access to a sophisticated property securities strategy.

The Trust invests primarily in Australian property securities, including listed Real Estate Investment Trusts (REITs') and companies across most major listed property sectors. It does not normally invest in direct property, but may have some exposure to property securities listed outside of Australia from time to time.

Experience and track record

The Trust is designed and managed using MLC's investment approach. We've been successfully investing this way for over 25 years, helping clients achieve their investment goals.

Multi-manager approach

We use specialist investment managers to find some of the best investment opportunities for the Trust.

Extensive diversification

The Trust is diversified across different investment managers, property sectors and REITs to enhance returns and manage risk.

Investor Suitability

Investors wanting an actively managed property portfolio that invests in Australia, with some global exposure, and diversifies across property sectors and real estate investment trusts (REITs).




Key Features

Investment philosophy

The core of any successful investment is a clear investment philosophy. MLC's investment philosophy defines the kind of investor we are and, most importantly, how we manage your money.

These four beliefs are the foundation of our business:

  • we can manage uncertainty about the future by considering many possible market environments.
  • we are risk managers, not risk avoiders.
  • we are responsible for all aspects of our portfolios.
  • we will never be complacent.

We believe that by applying this philosophy, we can deliver more reliable returns to you.

Our approach to investing - the way we design, construct, implement and manage our portfolios - is built around this philosophy.


How we invest your money

For more than 25 years we've been designing portfolios to help investors achieve their goals.

There are four key aspects to our market-leading investment approach.

Portfolio Design

Our portfolios focus on what affects investor outcomes the most: asset allocation.

Each asset class has its own risk and return characteristics. We allocate money between asset classes based on the following beliefs.

Risk can't be avoided, but can be managed.

  • Key to MLC's investment approach is our unique Investment Futures Framework ("Framework"). It guides our forward-looking approach to managing risk.
  • In an unpredictable and constantly changing world, we use the Framework to help continually identify the very wide range of potential market scenarios - both good and bad - that could occur.
  • The Framework also helps us analyse how these scenarios could affect the risks and returns of asset classes in the portfolios.
  • Our investment experts use the insights from this analysis to work out the combination of asset classes that will best achieve a portfolio's objective.
  • This helps us prepare our portfolios for future market ups and downs.

Risks and returns vary through time

  • Our Investment Futures Framework shows us how the potential risks and returns of each asset class could change over the next three to seven years.
  • With this information we can adjust our portfolios' asset allocations to reduce the risk or improve the return potential of the portfolios.

Diversification matters

  • Asset classes perform differently in different market conditions.
  • Investing in many asset classes helps us smooth out the overall portfolio returns, offsetting the ups and downs of each asset class.

Managing the portfolio

Our portfolios have different investment objectives. That's why our investment experts select a different mix of assets and investment managers for each.

Our investment managers may be specialist in-house managers, external managers or a blend.

We research hundreds of investment managers from around the world and select some of the best for our portfolios.

We then combine them in our portfolios so they complement each other. This multi-manager approach helps to reduce risk and deliver more consistent returns.

Ongoing review

To make sure our portfolios are working hard for our investors, we continually review and actively manage them. We may adjust the asset allocation, investment strategies and managers. This may be because our assessment of the future market environment has altered or because we have found new ways to balance risk and return in the portfolios.

Portfolio implementation

We aim to deliver better returns by avoiding unnecessary costs. We do this by carefully managing cash flows and changes in our portfolios.

Our knowledge of local tax requirements means our portfolios are sensitive to the needs of Australian investors.

Asset allocation

  • 85-100% Australian property securities
  • 0-15% Global property securities