MLC MasterKey Business Super - MLC Low Cost Balanced Portfolio
About this Fund
Fund Detail
PDS | https://informedinvestor.com.au/view/pds/100467-2024-04-25-02:35.pdf |
FUND MANAGER | MLC Investments |
ASX Code | |
APIR | MLC0870AU |
ASSET CLASS | MULTI-ASSET |
INVESTMENT STYLE | The portfolio is broadly diversified across asset classes and investment managers from around the world. |
INVESTMENT PROFILE | The portfolio aims to provide a return that meets its benchmark (before fees) over four-year periods, while managing risk. |
CURRENCY MANAGEMENT | Active management |
INCEPTION DATE | 01-12-2010 |
BENCHMARK | Custom composite |
FUND SIZE | Custom composite |
DISTRIBUTION FREQUENCY | Quarterly |
NO. OF HOLDINGS | |
FEES | 0.29% p.a. of the net asset value of the Trust |
STRUCTURE |
Benefits
Benefits | Benefits of investing in the MLC Low Cost Balanced Portfolio
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RISK LEVEL | High |
INVESTOR SUITABILITY | Investors who want a diversified, low cost investment portfolio with long-term capital growth over an investment time frame of at least seven years. |
Risks
Title | |
Detail |
Key Features
About the FundAt MLC, we know some investors want a well-diversified portfolio, without high fees. The MLC Index Plus portfolios give you this, plus more. Each portfolio provides low-cost access to market returns, and a wide range of assets across the world, through an intelligent blend of index and active investment strategies. Plus, MLC's experienced investment team actively manages the asset allocation of the portfolios using their market-leading investment approach. In constantly changing markets, they make active decisions about what mix of assets and strategies can best achieve the portfolios' objectives. Each portfolio has a different asset allocation, designed to deliver different levels of return over different time frames. Investment objectiveAims to provide a return that meets its benchmark, before fees, over 4 year periods. At the same time, we aim to reduce risk in the Trust if market risk is high by changing the Trust's asset allocation. As a result of reducing the allocation to higher risk assets, there may be smaller losses than the benchmark in weak or falling markets and potentially lower returns than the benchmark in strong markets. While the Trust isn't managed to achieve a particular return above inflation, an average return of 4.25% p.a. above inflation (before fees) is consistent with historical long-term returns from investment markets, using an asset allocation similar to the Trust's. |
Mandate
How we invest your moneyInvestment markets are the main driver of the Trust's investment returns. The Trust's allocation to investment markets is shown in its benchmark asset allocation and ranges below. The benchmark asset allocation has a strong bias to growth assets and some exposure to defensive assets. Our investment experts actively look for opportunities to provide better returns, or less risk, than those generated by the benchmark asset allocation and to manage the Trust's exposure to the risks of investing in markets. Our investment experts do this by:
The Trust uses all aspects of MLC's approach to investing, outlined in the Product Guide. Benchmark asset allocation and ranges:(Asset class: Benchmark asset allocation / Ranges)
Total defensive assets: 31% / 20%-40%
Total growth assets: 69% / 60%-80% |